Changes to ISA/PEP regulations
In April 2008, a number of changes were made to the way ISAs and PEPs are
regulated. No action was required by investors and all changes happened automatically.
- There are now two ISA products.
- Stocks and Shares Accounts
- Cash Accounts
- Subscription limits increased to £7,200 for Stocks and Shares Accounts and
£3,600 for Cash Accounts. The total ISA limit is £7,200.
- PEPs are now treated as Stocks and Shares ISA Accounts.
- Existing Maxi, Mini Cash and Mini Stocks and Shares accounts became full Cash
or Stocks and Shares Accounts.
- Continuous applications are able to roll over into new accounts.
- Transfers from Cash Accounts to Stock and Shares Accounts are now permitted.